To receive a VET Student Loan, you must:
- be an eligible student – see further information about eligibility below
- be studying an approved course (Diploma Courses at Just Careers Training are approved courses)
- be studying with an approved course provider (Just Careers Training is an approved provider)
- apply to the government using the approved form, and (Just Careers Training will provide you with this form)
- confirm your engagement and progression to continue to access the loan throughout your course. (the government department will want to know about your progress)
To be an eligible student you must meet ALL of these criteria – further detailed below.
You must be:
- an Australian citizen, or
- a qualifying New Zealand citizen, or
- a permanent humanitarian visa holder, who is usually resident in Australia. AND
- Your FEE-HELP balance (the amount of your FEE-HELP limit you have left) is more than $0 (this refers to how much you have borrowed for courses in the past); AND
- You are enrolled with an approved course provider in an approved course and have enrolled in accordance with the application requirements;AND
- You are studying the approved course primarily at a campus in Australia (this includes online and Print Correspondence options);AND
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You have been assessed by your Our Enrolment Manager as academically suited to undertake the approved course on the basis of either:
- providing your Australian Year 12 Certificate; OR
- providing evidence of successful completion of an Australian Qualifications Framework Certificate IV or higher qualification (where the language of instruction is English); OR
- displaying competence at Exit Level 3 in the Australian Core Skills Framework in both reading and numeracy through an approved Language, Literacy and Numeracy test.
- In addition, Our Enrolment Manager must reasonably believe you show competence (ability) in completing the course.
Further information can be found below in the Just Careers Training Student Entry Procedure tab.
Your application will require:
- That you have a Tax File Number (TFN) or you meet the Tax File Number (TFN) requirements.
- You have a Unique Student Identifier (USI) or are otherwise exempt.
- You have given the required documents to your approved course provider and submitted the loan application form by the first census day no less than two business days after enrolling.
UNDER 18
There are no age restrictions to apply for a VET Student Loan. For students who are under 18, your parent or guardian must co-sign your loan request. Your parent or guardian will not be responsible for making loan repayments and it will not affect their credit rating. You will begin making repayments once your income reaches the minimum payment threshold.
a qualifying New Zealand citizen is a New Zealand citizen who meets all of the following:
- holds a special visa category, such as the New Zealand Special Category Visa (SCV);
- has been usually resident in Australia for at least 10 years;
- was a dependent child when he or she was first usually resident in Australia;
- has been in Australia for periods totalling 8 years during the previous 10 years; and
- has been in Australia for periods totalling 18 months during the previous 2 years.
